The White Elephant Gift Nobody Wants: Estate Fights When There’s No Plan

We’ve all seen it. The White Elephant exchange starts light and silly. Then Uncle Jim “steals” the massage gun he brought, couples tag-team to keep the best boxes at their table, and Cousin Sarah is stuck with the singing fish. Someone is definitely still salty about a mug from three swaps ago.

Now imagine the same energy—but with Dad’s classic car, Mom’s jewelry, or the family cabin. No rules. No turns. No laughing it off next year.

The Game Nobody Wants to Play

When someone dies without a clear plan, families get dropped into a high-stakes game with no rulebook. The state’s default laws decide who’s in charge and who gets what. That means court, delays, fees, and public records—and no one is happy about the outcome.

At least White Elephant has limits. Real life without a plan doesn’t. There’s confusion about authority, “first to the house” scrambles, and years of hurt over who took what and why.

When “Stealing” Gets Real

Without direction:

  • People fight over the same items and keep score of who got “more.”

  • Verbal promises don’t count. Sentimental value loses to market value.

  • Children from prior relationships may battle with a surviving spouse.

  • Someone must be appointed by the court before anyone can legally act—often after months of limbo.

These aren’t quirky family stories; they’re fractures that can last a lifetime.

Create Clarity Instead of Conflict

At Starsia Law, we do more than draft documents. We build a Life & Legacy Plan® that:

  • Names the right person to lead, so authority is clear from day one.

  • Directs sentimental items to the people who will treasure them.

  • Spells out your wishes so no one has to guess—or argue—in court.

  • Prepares your family now, while you can explain your decisions with love.

In your Life & Legacy Planning® Session, we’ll get crystal-clear on what you own, what it’s worth, who should receive what (and why), and how to keep your family out of court and out of conflict.

This Holiday Season, Give the Gift of Peace

While other families are plotting holiday “steals,” you can give the gift no one will fight over: a plan that prevents a feud.

📞 Schedule your complimentary 15-minute Discovery Call to take the first step.

Click here to schedule a call

This article is a service of Starsia Law, a Personal Family Lawyer® Firm. We don’t just draft documents; we ensure you make informed and empowered decisions about life and death, for yourself and the people you love. That's why we offer a Life & Legacy Planning Session™, during which you will get more financially organized than you’ve ever been before and make all the best choices for the people you love. 

The content is sourced from Personal Family Lawyer® for use by Personal Family Lawyer® firms, a source believed to be providing accurate information. This material was created for educational and informational purposes only and is not intended as ERISA, tax, legal, or investment advice. If you are seeking legal advice specific to your needs, such advice services must be obtained on your own separate from this educational material.

Next
Next

How to Talk About Death, Money, and Estate Planning at the Holidays—With Love, Not Fear