Why Inexpensive Estate Plans Often Lead to Expensive Mistakes
A potential client recently told me her friend got a trust for half the price I quoted. I get it—no one wants to overpay, especially for legal services that sound simple. But here's the truth: if you're comparing a full Life & Legacy Plan® to a basic set of documents, you're not comparing the same thing.
It's like hiring the cheapest contractor to patch a leaky roof. Sure, it looks fine for now. But when the next storm hits and water damage spreads, you're suddenly facing mold, structural issues, and repairs that cost far more than doing it right the first time.
Estate planning works the same way. But the storm hits when you’ve become incapacitated or died—when it’s too late to fix the problem. That’s when your loved ones discover the plan wasn’t designed to work. And they’re left to clean up the mess.
What Discount Estate Plans Really Include
A low-cost plan usually comes with:
Generic templates filled in with basic information, not tailored to your life, your goals, or your family dynamics.
No help with asset alignment. The documents say where things should go, but no one helps ensure titles and beneficiary designations match. That disconnect can cause the whole plan to fail.
No plan for your children. If you have minor children, most cheap plans don’t include essential protections or practical planning for their care.
No real explanation of your choices. Many people sign documents they don’t fully understand, and cheap providers rarely take the time to educate you about your options.
No relationship. Once the documents are signed, that’s it. No updates. No one to call with questions. And no support for your family when they need it most.
No legacy preservation. The things that matter most—your wisdom, values, and voice—are often left out entirely.
Why Life & Legacy Planning® Is Worth It
When you create a Life & Legacy Plan® with us, you're not just creating documents—you’re building a system that works when your loved ones need it.
We take the time to learn about you, your family, and what truly matters to you.
We help you inventory and align your assets so nothing gets lost or misdirected.
We offer a Kids Protection Plan® for families with minor children—so they’re cared for by the people you choose, without court interference.
We educate you on your options so you make decisions confidently and with clarity.
Most importantly, we maintain an ongoing relationship—checking in, updating your plan, and being there for your family after you're gone.
The True Cost of Waiting
If you’re considering starting with a cheaper plan and “upgrading later,” let’s talk. We can help you begin with the simplest Life & Legacy Plan® that still provides meaningful protection—and grow from there.
But don’t delay. Your estate plan isn’t just for someday. It’s for the unexpected. And your loved ones don’t get a second chance if it fails.
A solid plan is like a good roof—it’s built to hold strong when the storm comes.
Your estate plan shouldn’t just look good on paper—it should work when your family needs it most.
At Starsia Law, we help you create a Life & Legacy Plan® that offers real protection, personal support, and long-term peace of mind. You don’t have to settle for a cheap plan that fails your family later.
👉 Schedule your complimentary 15-minute discovery call today and take the first step toward a plan that truly works.
This article is a service of Starsia Law, a Personal Family Lawyer® Firm. We don’t just draft documents; we ensure you make informed and empowered decisions about life and death, for yourself and the people you love. That's why we offer a Life & Legacy Planning Session™, during which you will get more financially organized than you’ve ever been before and make all the best choices for the people you love.
The content is sourced from Personal Family Lawyer® for use by Personal Family Lawyer® firms, a source believed to be providing accurate information. This material was created for educational and informational purposes only and is not intended as ERISA, tax, legal, or investment advice. If you are seeking legal advice specific to your needs, such advice services must be obtained on your own separate from this educational material.